Sabariah A. Analysis of Internal and External Factors Causing Non-Performing Financing (NPF) in Islamic Banks in Indonesia. JISS [Internet]. 2026 Jan. 21 [cited 2026 Apr. 18];7(1):285-93. Available from: http://jiss.publikasiindonesia.id.solusipublish.com/index.php/jiss/article/view/2151